People

The leadership team.
100+ years combined.

Leadership

Who runs Terrum

Ashish Kumar
CEO

Serial entrepreneur with 20+ years across technology, real estate investments and asset management.

SP+CPPIB · Indiabulls · JLL · DTZ · BDA Partners
MBA — ISB
Ramakrishnan A
Head: Technology

Technology entrepreneur with 20+ years building scalable products for multinational clients and Indian ventures.

Previously Wipro · Mindtree · Sasken
Harpreet Chadha
Head: Business Development

20+ years in real estate and mortgage finance. Head of Strategy at Vastu Housing; senior leader at Indiabulls Housing Finance.

Vastu Housing · Indiabulls HF
Rushil Palavajjhala
Head: Product & Innovation

14+ years in urban development, architecture and technology entrepreneurship across India, Switzerland, South Korea & the Americas.

B.Arch CEPT · Masters MIT USA
Poovaya BM
Construction Management

30+ years directing large-scale commercial, residential, hospitality and IT infrastructure projects. Former Senior Director CBRE.

CBRE · DTZ · Ascendas · Amazon
Swapnil Katare
Head of Mortgages

18+ years in wholesale and retail lending across credit, underwriting, growth, channel development and operations.

Wholesale & Retail Lending

Over 100+ years of collective real estate and technology expertise

SSG GroupIndiabulls HFVastu Housing FinanceK Raheja CorpShapoorji PallonjiCushman & WakefieldEdelweissWiproMindtreeCBRESaskenInfosysMITTribecaJLL
How we actually work

Three operating rules.

Rule one

Decision-Making Style

Fast, documented, reversible. We bias toward action, document decisions and rationale, and aren't afraid to reverse course. Consensus is overrated; ownership and accountability matter more.

Rule two

Ownership Norms

If you see a problem, you own it until it's solved or explicitly handed off. No bystander effect. No "that's not my job." Seeing things through — not just flagging issues for others to fix.

Rule three

Speed vs. Perfection Philosophy

Ship fast, learn faster. Perfect is the enemy of done. We optimise for velocity and iteration — better to launch and improve than polish indefinitely and never ship.

City street and towers, India
New joiners, new energy

22 new team members. No hierarchy worship.

No traditional bios — just energy, capability, and the problems they're solving.

Builders

Ship daily

Engineers who ship daily. Designers who obsess over pixels and flows. Product managers who translate vision into roadmaps. People who measure themselves by what they create, not what they plan.

Operators

Turn chaos into systems

Process architects who turn chaos into systems. Operations leads who scale without breaking things. Project managers who actually manage outcomes, not just tasks.

Creators

Shape how it lands

Storytellers who shape how we communicate. Experience designers who craft memorable moments. People who understand that how you say something matters as much as what you say.